Harris County Insurance

Baytown Agency
608 Rollingbrook Drive
Baytown, Texas 77521
(281) 427-6511
Pasadena Agency
825 Southmore Ave
Suite 202
Pasadena, Texas 77502
(713) 481-0700
Houston Metro Agency
4221 Telephone Road
Houston, Texas 77087
(832) 500-3666
(713) 641-1234
Houston Agency
13030 Woodforest Blvd
Suite C
Houston, Texas 77015
(832) 582-8500

Se Habla Espaņol
E-Mail Us
Bookmark Us
Financial Services  |  Business Group Plans  |  Estate Planning     
Loading...

Estate Planning

The primary reason of Estate Planning is to accomplish the distribution of assests, to whom you wish minimizing taxation. Having a successful estate plan assures your wishes for your heirs. The initial planning process includes taking an inventory of your assests, discussing with trusted advisors, such as attorneys and accountants, your goals for the future.

Below is a brief list of items that should be considered to when taking inventory of your assests:

  • Real Estate (home or other real estate ventures)
  • Savings (bank accounts, CD’s or money markets
  • Investments (stocks, bonds, mutual funds)
  • 401(k), IRA, pension and other retirements accounts
  • Life insurance policies/annuities
  • Ownership in a business(es)
  • Motor vehicles (cars, boats, planes)
  • Jewelry
  • Other personal property of worth

The planning process is one that takes time and is ever changing. However, most people assume that estate planning is for the wealthy. Your loved ones are at risk of losing all that you have built in your lifetime, without proper planning, you are in danger of the following:

  • The transferring of your assests will be decided by the laws that govern your state.
  • Court appointed administrators make the decision; where, who and how much of your assests are distributed. As well as receiving expenses for their work and a deduction to the total amount that could be given to your loved ones.
  • When children are involved, it could result in a court appointed guardian.
  • A family owned business could be sold without the families consent.
  • Unneccesary estate taxes can be relinquished and administrative services can be incurred and deducted from your assests.

.




Quote's, Information & Tools

AGENCY LICENSE # 3664
Copyright @ 2007 Harris County Insurance Center - All Rights Reserved
Offices in Houston, Baytown, and Pasadena Texas.
Note: As stated in our "Terms of Service" (TOS) agreement, descriptions of insurance coverage on this web site are for informational purposes only and may not apply, or be included on your policy. Please contact us to confirm coverage provided on your insurance policy or policies your are contemplating purchasing.